Feedback report for

The Joy of Lending

The Joy of Lending

We are a California-based mortgage company specializing in VA home loans for veterans, active-duty service members, and eligible surviving spouses. Led by Tim, a recognized VA home loan expert serving the entire state of California, our team brings deep knowledge of VA lending guidelines and the California real estate market. We offer a full suite of VA loan products, including VA purchase loans with 0 down payment, VA IRRRL (Interest Rate Reduction Refinance Loan) streamline refinancing, VA cash-out refinance loans, and VA jumbo loans for high-cost California markets. Tim has guided thousands of veterans from pre-qualification to closing, delivering personalized service and real savings. Choose us for dedicated VA expertise you can trust.

Leave the first review

Have you had work done by The Joy of Lending? Let everyone know about your experience by leaving a review!

Leave review

View all

Melissa P.

Review of One Water Systems by

· Oceanside

One Water Systems had received fantastic reviews online that I found during my research prior to purchasing. Some of those reviews seemed a bit "too good to be true." Now that I've purchased one and gone through a transaction with them I can say that all of those rave reviews were absolutely spot on... more

Kenneth E.

Review of Bath Planet of Central AZ by

· Yuma

We are thoroughly satisfied!

Hsiamg L.

Review of IM Painting Inc by

· tustin

The overall quality is good. However, if they drop the price some then they would attract more customers. Keep up the good work.

Sean R.

Review of Kohler Bathroom Design Service by

· Rancho Palos Verdes

The idea is good and assume over time this will be streamlined through ai. In practice, due to the involvement of humans and their ever changing schedules, this design service does not work.


What's the difference between a "replacement window" and a "new construction" window?

Tom Boyle answered:

Jul 9, 2021
The difference between new construction and replacement is how much of the existing material they remove/replace, and how the windows are secured to the opening. In new construction, they remove ever ... read more
I'm thinking about remodeling my kitchen, but have been cautioned to build in a substantial "cushion" for change orders. What is a change order exactly?
When interviewing contractors, check online reviews and call references to make sure the company has a track record for being on budget.  After vetting the contractor, with detailed plans and specific ... read more

Learn why professional home builders and home improvement contractors join our community of quality.

Get started

GuildQuality

Feedback report

The feedback presented on this page was collected by GuildQuality from Verified customers of The Joy of Lending using our impartial third party survey process. To learn more about GuildQuality and our survey process visit www.guildquality.com

The Joy of Lending

73-4192 Kahi Place,
Kailua-Kona, HI
http://thejoyoflending.com (951) 847-5578