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The Joy of Lending

The Joy of Lending

We are a California-based mortgage company specializing in VA home loans for veterans, active-duty service members, and eligible surviving spouses. Led by Tim, a recognized VA home loan expert serving the entire state of California, our team brings deep knowledge of VA lending guidelines and the California real estate market. We offer a full suite of VA loan products, including VA purchase loans with 0 down payment, VA IRRRL (Interest Rate Reduction Refinance Loan) streamline refinancing, VA cash-out refinance loans, and VA jumbo loans for high-cost California markets. Tim has guided thousands of veterans from pre-qualification to closing, delivering personalized service and real savings. Choose us for dedicated VA expertise you can trust.

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Melissa P.

Review of One Water Systems by

· Oceanside

One Water Systems had received fantastic reviews online that I found during my research prior to purchasing. Some of those reviews seemed a bit "too good to be true." Now that I've purchased one and gone through a transaction with them I can say that all of those rave reviews were absolutely spot on... more

Kenneth E.

Review of Bath Planet of Central AZ by

· Yuma

We are thoroughly satisfied!

Keith G.

Review of IM Painting Inc by

· Mission Viejo

They did do everything they said they would do. There were a few things that needed to be changed and they did make sure we were happy in the end. They were very accommodating to my schedule also.

Sean R.

Review of Kohler Bathroom Design Service by

· Rancho Palos Verdes

The idea is good and assume over time this will be streamlined through ai. In practice, due to the involvement of humans and their ever changing schedules, this design service does not work.


What kind of credits can I get for a solar installation?

Robert Shaw of Solare Energy PRO answered:

Apr 28, 2014
Currrently, you can receive a federal tax credit for 30% of system and installation costs. In California, the state rebate incentive has been exhausted and is no longer available. Typically, the price ... read more
Should I install solar panels on my new home?
Feb 18, 2014
The shape of your roof will definitely have an impact, but generally speaking, solar pays for itself in spades. The other thing to consider is that solar is ideally tailored to your personal electrici ... read more

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Feedback report

The feedback presented on this page was collected by GuildQuality from Verified customers of The Joy of Lending using our impartial third party survey process. To learn more about GuildQuality and our survey process visit www.guildquality.com

The Joy of Lending

73-4192 Kahi Place,
Kailua-Kona, HI
http://thejoyoflending.com (951) 847-5578